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To Garden or not to Garden is the question....

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myjourney
Super Contributor

Re: To Garden or not to Garden is the question....


@Firstladywilson79 wrote:

@myjourney wrote:

@Firstladywilson79 wrote:

@myjourney wrote:

@Firstladywilson79 wrote:

@heyarrnold wrote:

Hey there!

 

What does your credit profile look like? (AAoA, util, inq etc)

 

Also, have you checked the pre-qual sites of Chase, Amex, Barclay etc?


Hello thanks for responding!!

 

My AAOA is 7yrs and 4 mo, utilization is very low right now $30 on Amazon card, others are $0. 

 

In: 6 b/c I was car shopping and got approved $13,000

 

No I haven't tried the pre-qual sites what is it and where can I find them?


https://creditcards.chase.com/prequalified-offers?F42G=Y71UH0&iCELL=60XR&jp_ltg=masthead&S81H=FH24R8...

https://www.discovercard.com/application/fmo?execution=e1s1

https://www.citicards.com/cards/credit/application/flow.action?isInvitation=N

 


Ok  I checked all 3 links and the discover it card came up. So do I apply for it to get the card? That will be a hard pull right?


Any of those will result in a HP 

Did it say Congrats we found this card for you or we couldn't find a card but you might be interested in this card?


No citi and chase said they couldn't find a card. Discover said they found a card but no congratulations, just "apply" button.


Not a good sign sorry 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 12
Firstladywilson79
Established Member

Re: To Garden or not to Garden is the question....

Yes I'm bombed about it. Maybe I just need to Garden for now. Smiley Frustrated



Starting Score: EQ:638 TU:639 EX:657
Current Score: Myfico: EX: 707; TU: 720; EQ: 701 3/27/15
Goal Score: 720



Message 12 of 12
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