To Recon BofA CLI request

[Bay_Area_Joe]

Well,

Since I don't want any more cards right now, I was thinking is it time to try and get some CLI's?

I know B of A does HP on TU for CLI, so I decided to go for it.

My last CLI was in Dec 2012, I sit at 10k.  It has been six months, so I decided to hit the CLI online.

I asked for 25k, hit submit and got 7-10 days message.  This morning I checked and I got a 5k increase to 15k.

Question;

Should I call and try to Recon that amount to something higher since I took the HP already ?

I really was hoping for a counter of 20k.

Thoughts ?  I am sure most if not all will say RECON RECON RECON.....

Scores are in Sig.  AAoA 4.1 years. Oldest account 22yr 4m.

Thank you,

J

[myjourney]

With your score you're right I said it RECON.....

[09Lexie]

If you have already taken the hit, call. Hopefully it won't be another HP

[sccredit]

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@09Lexie wrote:
If you have already taken the hit, call. Hopefully it won't be another HP

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+1

[vpae]

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@Bay_Area_Joe wrote:

Well,

Since I don't want any more cards right now, I was thinking is it time to try and get some CLI's?

I know B of A does HP on TU for CLI, so I decided to go for it.

My last CLI was in Dec 2012, I sit at 10k.  It has been six months, so I decided to hit the CLI online.

I asked for 25k, hit submit and got 7-10 days message.  This morning I checked and I got a 5k increase to 15k.

Question;

Should I call and try to Recon that amount to something higher since I took the HP already ?

I really was hoping for a counter of 20k.

Thoughts ?  I am sure most if not all will say RECON RECON RECON.....

Scores are in Sig.  AAoA 4.1 years. Oldest account 22yr 4m.

Thank you,

J

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I would definitely definitely recon!

Just a few weeks ago I requested a HP CLI on my BofA. My limit was $3.1k, I asked for $15K online to match my highest. The computer approved me for a $4K CLI only, bringing the card to $7.1K.

The next day I decided since BofA already did a HP, it wouldn't hurt to chat with an analyst. I called the backdoor number and spoke with someone and asked for $15K. He reviewed my info and said that the compute only gave me $4K because of the Fidelity Rewards Card by FIA I just opened a few days ago is also backed by them and that they just gave me a $12.5K CL and that it was enough. But he said since he reviewed my report manually, he is able to approve me for the full $15K I asked for. 

Good luck!

[Bay_Area_Joe]

To all;

Well, I did what needed to be done, I RECONED that CLI request.

Spoke with two people at B of A, both very nice and accomdating.

I gave them all the financial information they asked.

She put me on hold, for just over 6 minutes.......

After futher review she was able to increase my Credit Line to 20k, and said since I made the request last night, and it was reviewed this morning, and she re-reviwed just now that an additional HP would not be needed as the two pulls on the same day would result in no data change.

Note, I have only had this card since March 2012, and starting CL was only 2k.

I am happy I did double my original limit.

Everything is GOOD...........................

Thank you forum.

J

[vpae]

that's awesome, congrats!!

[myjourney]

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@Bay_Area_Joe wrote:

To all;

Well, I did what needed to be done, I RECONED that CLI request.

Spoke with two people at B of A, both very nice and accomdating.

I gave them all the financial information they asked.

She put me on hold, for just over 6 minutes.......

After futher review she was able to increase my Credit Line to 20k, and said since I made the request last night, and it was reviewed this morning, and she re-reviwed just now that an additional HP would not be needed as the two pulls on the same day would result in no data change.

Note, I have only had this card since March 2012, and starting CL was only 2k.

I am happy I did double my original limit.

Everything is GOOD...........................

Thank you forum.

J

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Congrat again

[KIPPIE12]

Congrats, Joe!  I knew you'd get it

[djc1puno]

Congrats! Great recon!