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To Transfer Some Small Balances to Barclay Card or No?

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ForMyBiz
Frequent Contributor

Re: To Transfer Some Small Balances to Barclay Card or No?

Of course, say I spend $400/mo. with them all already (PIF each month), but then add  balance transfer on top of that of $600 and pay an addional $200 amonth, they get 3% for the BT and I've run an additional 50% through the card vs. what I would have used with just normal use...

Message 11 of 13
parakleet
Valued Contributor

Re: To Transfer Some Small Balances to Barclay Card or No?

AAHHHHHH. Just PIF your subprime balances and close them. It doesn't sound like you need them anymore. Use your Barclay like you would normally use and PIF monthly. Then ask for a CLI if you need it. You're overthinking this.  


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 12 of 13
ForMyBiz
Frequent Contributor

Re: To Transfer Some Small Balances to Barclay Card or No?


@parakleet wrote:

AAHHHHHH. Just PIF your subprime balances and close them. It doesn't sound like you need them anymore. Use your Barclay like you would normally use and PIF monthly. Then ask for a CLI if you need it. You're overthinking this.  


haha, I tend to do that- my 900 mph brain doesn't stop. it's a blessing and a curse.

Message 13 of 13
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