Reply
Regular Contributor
bonehead88
Posts: 122
Registered: ‎06-22-2013
0

Re: To app or not to app?

Why not PC your better balance rewards to travel rewards? You can actually earn something with every dollar spent on the card, plus if it saves you $200 a year in FTF it makes you more money than the $120 trick you'd get with the more than minimum payments. And on top of that it's not a HP. If it will be $200 a year in fees, it seems like a no brainer to call and ask.



AAOA 2.5 years | EQ 747 (Aug) | EX 726 (Apr) | TU 752 (Dec)
Established Contributor
chwebb1
Posts: 554
Registered: ‎10-11-2013
0

Re: To app or not to app?

I actually meant $200 in purchases, so roughly $2/year in fees. The Better Balance card is actually quite profitable for me. I have my T-Mo bill and MyFico subscription bill to it (approximately $43/mo) and get $120/yr. So 120/516= 23% rewards rate.

 photo NUS000000012_160X101_STRAIGHT.gif photo NUS000000180_160X101_STRAIGHT.gif photo ScreenShot2013-10-12at111542PM.png photo DISCOVER_IT_LG.gif photo 8BEB_SIGNATURE_VISA_CASH_REWARDS_190x124.jpg photo HNY2HNY2.png photo bankamericard-better-balance-rewards-credit-card-small.png photo SLM2SLM2.png
$5000 ............ $4300 ............ $4000 ............ $2750 ............ $2500 ............ $1000 ............ $1000 ............ $1000
In the Garden until at least May 2015.
Regular Contributor
bonehead88
Posts: 122
Registered: ‎06-22-2013
0

Re: To app or not to app?

Ah, makes more sense. FTF's can add up but you can't even get a breakfast sandwich for $2 nowadays. I wouldn't sweat it.



AAOA 2.5 years | EQ 747 (Aug) | EX 726 (Apr) | TU 752 (Dec)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}