01-08-2014 08:26 PM
Why not PC your better balance rewards to travel rewards? You can actually earn something with every dollar spent on the card, plus if it saves you $200 a year in FTF it makes you more money than the $120 trick you'd get with the more than minimum payments. And on top of that it's not a HP. If it will be $200 a year in fees, it seems like a no brainer to call and ask.
01-08-2014 08:30 PM
I actually meant $200 in purchases, so roughly $2/year in fees. The Better Balance card is actually quite profitable for me. I have my T-Mo bill and MyFico subscription bill to it (approximately $43/mo) and get $120/yr. So 120/516= 23% rewards rate.
01-08-2014 08:53 PM
Ah, makes more sense. FTF's can add up but you can't even get a breakfast sandwich for $2 nowadays. I wouldn't sweat it.
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