To garden or not to garden that is the question! Need some advise.

[Frunkis]

The next card I should get?

Been in the garden for about 6 months now, and while I am not getting the itch too badly, I do want to get something to offset the nastiness of my Crap1 card.

Currently I have the following:

Amex PRG

Bestbuy CC - $3600

Chase Freedom Visa - $2200

Crap1 MC - $750

Walmart - $500

My TU FICO is 694 according to Walmart....  Do I continue to garden, or bit the bullet  and pull the trigger on a new app?

[FrugalRican]

Perhaps a Discover More.

They pulled Equifax for me though.

[bichonmom]

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@Frunkis wrote:

The next card I should get?

Been in the garden for about 6 months now, and while I am not getting the itch too badly, I do want to get something to offset the nastiness of my Crap1 card.

Currently I have the following:

Amex PRG

Bestbuy CC - $3600

Chase Freedom Visa - $2200

Crap1 MC - $750

Walmart - $500

My TU FICO is 694 according to Walmart....  Do I continue to garden, or bit the bullet  and pull the trigger on a new app?

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Have you thought about a Barclay's card? They have a nice reward MC, among others: http://www.aboutbarclaycardus.com/prodsresource_products.php

Otherwise, I'd go to a local CU and begin building a relationship with them. You don't need to change over all of your banking, unless you want to. You can just open a share acct (usually $5) and then app for a CC.

[boomhower]

You've got Visa and Amex so Discover gets a vote if you feel you need something right now.  Otherwise, just get another prime Visa.  If you really want a MC Citi is a good bet but they are very INQ sensitive.

[LS2982]

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@FrugalRican wrote:

Perhaps a Discover More.

They pulled Equifax for me though.

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+1