To much usage for a CLI?

[Anonymous]

I have this problem. I use my Barclays and pay it off but still no CLI. I wasted a HP to request this and they say the balance is too high. Im hoping that they will get it together but if not Ill just stop using it for everything I guess. 

[amakol]

Actually, yes. There's the Barclay link floating around if you search for it where they explain CLI as part of a credit awareness series for Ring card members.

Basically, 40% is ideal. 25-60% usage leads to a high chance of CLI approval. Past 80% is very low likelihood.

Then again Barclays is a conservative lender so the curve may not hold true for everyone.