Thank you. These are my first EVER CC's. But, I'm cleaning up the husbands credit so we can both apply together on the home loan we hope to get next year around this time, and I'm having to clean his DUE TO CC"S! So, I'll handle mine with lots of care, lol.
S7 wrote:Hmm
Well I'm waiting on my Walmart, and Cap One, (no laughing!) and I'm in Florida...
Not laughing at all.
WM is GREAT because of the free monthly FICO plus it will grow nicely as long as you treat it well and I have nothing but good things to say about Cap1 considering it's because of their secured card that I'm in the position I am right now. Without my first Cap1 card I'd still be living on cash instead of well into my rebuild.
Usually about a week and they're in. How's the cleanup on the DH's report going?
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
My Capital One Card took about three weeks to show up. (ETA: It was a secured card...maybe the regular ones don't take as long.)
As did my CreditOne card...I applied on the 6th of August and didn't get it till the beginning of September.
Out of my rebuilders...the First Savings and Show cards came the quickest...in a week. (ETA: Oh yeah, HSBC/Household card came in a week as well)
Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
