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New Visitor
Johnnyblaze86
Posts: 5
Registered: ‎08-26-2013

Today definitely is going to be a good day!

[ Edited ]

First post, and yes just like everybody else, prior to my first post I was a lurker O_O

 

Just applied for the Citi Divivend card about 45 minutes ago and got approved for $7200 with their lowest rate LOL. I was so pumped of the high credit limit, I was like F it, let me try to catch a big fish, and BAMMM I got approved for Amex Blue Cash Preffered (I have no idea what the limits is at the moment). Prior to that, the highest limit I had on my credit card (Capitol One) was $700. :smileyhappy:

 

I have no student loans, or car loans on any of my credit reports (never had any) The only other account I have on my report are for household utility bills (Light and Gas)

 

I have no idea what my real FICO credit scores are, or which Credit report CITI and Amex pulled, but I do have a free score.com paid account, and the FAKO scores are Transunion 744, Experian 764, Equifax 754

 

Oh, and my AAAO is 3 years and 9 months, and utility is at 1%

 

I also have a checking account with citibank, I'm not sure if that helped with me getting such a high credit limit, but I'm a happy camper :smileyhappy:

 

Update: Amex BCP was approved for $2000, interest rate is 12.5%

 

Here are my approval screen shots

 

 

 

 

 

 

 

 

Regular Contributor
jennylocha
Posts: 197
Registered: ‎11-24-2012

Re: Today definitely is going to be a good day!

CONGRATULATIONS!! You just satisfied everyone's app itch with this great use of a screenshot! Lol! At least for me it did, cause I want that BCP Amex badly.....I can wait patiently though....

That's awesome! A good day indeed!
Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Established Contributor
eddie84
Posts: 541
Registered: ‎05-28-2013

Re: Today definitely is going to be a good day!

Congrats and welcome aboard!  Nice CL there. :smileyhappy:

6/29/14 EQ 754 | AmEx Platinum NPSL | Discover it $11k | BofA Travel Rewards Visa Sig $10k | Citi Platinum Select AAdvantage WMC $10k | Barclaycard Arrival+ WMC $9.7k | Jared/Kay $5.1k | Chase Sapphire Preferred $5k | BofA Cash Rewards Visa $5k | DFS $5k | PayPal SC $5k | Citi Diamond Preferred MC $4.7k | BofA Better Balance Rewards MC $4k | Chase Freedom Visa $4k | Zales $5k | US Bank Visa Platinum $3k | Bloomingdale's $3k | Macy's $1.2k | Amex Delta SkyMiles $1k | Chase Amazon $800
Senior Contributor
Irisa
Posts: 4,071
Registered: ‎07-26-2008

Re: Today definitely is going to be a good day!

Welcome to the forum and Congrats on the approvals! Very nice!!  :smileyhappy:



Current scores: EQ 793 TU 794 EX 770 Goal: 800 Club
Current Cards: CSP, Freedom, Amex BCP, Discover It, Citi TYP, Cap 1 QS, 2 Cap 1 QS One, BoA Cash Rewards
Back in the garden: 3/20/14.
Valued Contributor
MsLadyRover
Posts: 2,674
Registered: ‎03-14-2012

Re: Today definitely is going to be a good day!

Congratulations!  That definitely counts as a good day!



Starting Score: 639 (Walmart TU)
Current Score: TU 699 (myFICO) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,171
Registered: ‎10-02-2012

Re: Today definitely is going to be a good day!

It surely is a great day for John hahha Congrats! $7,200 on CITI whoa! Nice!


$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
New Visitor
Johnnyblaze86
Posts: 5
Registered: ‎08-26-2013

Re: Today definitely is going to be a good day!

Thank You

 

I feel you about the app itch, cause I had one for about a month now LOL

 

Just called Amex, I got approved for $2000, which is understandable given that the highest limit on my current credit card is $700. Patiently waiting for 61 more days :smileyhappy:

 

Contributor
collinsridge
Posts: 101
Registered: ‎08-26-2012

Re: Today definitely is going to be a good day!

Now you have us Gardeners wanting to app again. Errr.


CONGRATS!!!!

Discover IT (3/12) $1500, Capital One Quick Silver (8/12) $4000, Chase Freedom Visa (11/12) $5000, Citi Simplicity Visa (12/12) $3000, Target RedCard $300 (12/12), SunCoast Schools FCU Visa (3/13) $1000, Barclays Apple Visa $1700 (8/13), AMEX BCE $2000 (12/13), Citi ThankYou Premier $2000 (4/14), Amazon Reward Visa $1800 (5/14), Capital One VentureOne $5000 (6/14)

Current Scores: EQ 701 (Fico), EX 707 (Fico)
Valued Contributor
Swapmeet
Posts: 1,307
Registered: ‎11-10-2012

Re: Today definitely is going to be a good day!

Cngrats bro! I am trying to decide whether I should wait a few months and pc my bce to bcp, or just app for the bcp and try to transfer my available credit from the bce to the bcp....congrats on the citi too! A Great day indeed sir.

My Wallet: WalMart: ||13.5k|| USAA Platinum MC: ||13k|| Amex Delta Gold: ||2k||; BCE: ||9k|| Chase Freedom Siggy: ||10k||
Discover it: ||6.5k|| SG Visa: ||11k|| USAA World MC: ||13k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||10.5k||
Barlays Arrival World MC: ||10k||
Fico Scores: EQ 760 (SW),TU 757 (Walmart), EX 738 (myfico) Last app: Arrival World MC 2-1-14
New Visitor
Johnnyblaze86
Posts: 5
Registered: ‎08-26-2013

Re: Today definitely is going to be a good day!

I was torn between the BCE and BCP, but the huge difference in cash back percentage, and the $250 sign up bonus made the BCP to good of an offer to pass up even with the annual fee. I can always PC to the BCE later on and avoid the annual fee if I chose to do so.


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