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Congrats on the approvals
What were your stats.
Please don't tell me, FICO 800...I was really surprised.
Fico's 690ish.
Income, $50k
11% Util (one $10k limit, a few $2K to $5k limits, and a few less than $1000 limits).
A 30/60 day late 2.5 years ago.
2 inq's on EQ and TU.
LOTS of new accounts, about 12 this year.
Congrats on your approvals & CLI's too! Doesn't it feel good when the creditors say "YES"!!?
Did you post this on [Edited] as well? I thought I saw the same post
I edited the url you posted because it violates the forum's Terms of Service which prohibit:
Spam, such as advertisements for other web sites and services
-marinevietvet, myFICO moderator
@jthedges wrote:Fico's 690ish.
Income, $50k
11% Util (one $10k limit, a few $2K to $5k limits, and a few less than $1000 limits).
A 30/60 day late 2.5 years ago.
2 inq's on EQ and TU.
LOTS of new accounts, about 12 this year.
How do you get away with only 2 Inquiries but 12 new accounts? Congrats on your approvals!
@BrandonSS wrote:
@jthedges wrote:Fico's 690ish.
Income, $50k
11% Util (one $10k limit, a few $2K to $5k limits, and a few less than $1000 limits).
A 30/60 day late 2.5 years ago.
2 inq's on EQ and TU.
LOTS of new accounts, about 12 this year.
How do you get away with only 2 Inquiries but 12 new accounts? Congrats on your approvals!
#1 - The first rule of Fight Club is, you do not talk about Fight Club.
#2 - The second rule of Fight Club is, you DO NOT talk about Fight Club.
Yes!! I want to know this too!! I wish my inquiries would disappear!
Well, for some reason, in Texas, EVERYONE LOVES EXPERIAN. I got the new accounts. Froze Experian, and applied away. Anyone who wouldn't pull another bureau I said no thanks. Almost everyone was willing.
Also, one of my new accounts was a mortgage, one was a new car, one was a refi of the new car. 2 from NFCU and 2 from RBFCU when I opened my checking account there. So most of them were concentrated and I used them to replace my rebuilder cards. I explained this to most underwriters in the application process, they all understood. I have a way with words
I wanted to evenly split them up.