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Today's approvals!

Frequent Contributor

Today's approvals!

 

So, today was fun.
I went to Best Buy to buy a digital camera for myself from my mom for Christmas (it's easier if I buy my own gifts, I get the right ones!)
Well i have had my BBRZMC for like 6 months now, with a $600 CL, and no annual fee.
So on a whim I applied for the BB Store Card......APPROVED, with an $1,800 CL (on plan A, the lady on the phone even told me so!)
Then, I got in JCPenney's website, and asked for a CLI.  I had a $200 limit (opened 08/16/2010).  Approved instantly to $1,800!!!!!!
Yay today has been a great day!

 

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 1 of 11
10 REPLIES
Valued Contributor

Re: Today's approvals!

Congrats on the approvals

Good Luck
May all your dreams and wishes become a reality!
Message 2 of 11
Contributor

Re: Today's approvals!

What were your stats.

 

Please don't tell me, FICO 800...I was really surprised.

2009 Credit Portfolio: First Premier 450, Orchard Bank 400

2012 Credit Portfolio: AMEX; Gold, Zync, & Clear 5k
Citi Platinum Select 2k, Home Depot Store (Citi) 4k, Discover More 10k, Barclays Apple 2k, Cap 1 (secured) 2.5k
Message 3 of 11
Frequent Contributor

Re: Today's approvals!

Fico's 690ish.

 

Income, $50k

 

11% Util (one $10k limit, a few $2K to $5k limits, and a few less than $1000 limits).

 

A 30/60 day late 2.5 years ago.  

 

2 inq's on EQ and TU.

 

LOTS of new accounts, about 12 this year.

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 4 of 11
Senior Contributor

Re: Today's approvals!

Congrats on your approvals & CLI's too!  Doesn't it feel good when the creditors say "YES"!!?  Smiley Very Happy



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Message 5 of 11
Established Contributor

Re: Today's approvals!

Did you post this on [Edited] as well? I thought I saw the same post

 

I edited the url you posted because it violates the forum's Terms of Service which prohibit:

Spam, such as advertisements for other web sites and services 

-marinevietvet, myFICO moderator

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Message 6 of 11
Frequent Contributor

Re: Today's approvals!

 


jthedges wrote:

Fico's 690ish.

 

Income, $50k

 

11% Util (one $10k limit, a few $2K to $5k limits, and a few less than $1000 limits).

 

A 30/60 day late 2.5 years ago.  

 

2 inq's on EQ and TU.

 

LOTS of new accounts, about 12 this year.


How do you get away with only 2 Inquiries but 12 new accounts?  Congrats on your approvals!

 

3/2010 - EX 555 (FAKO) EQ 542 TU 548
GOAL: 680+
Goal exceeded! - EQ - 712 TU - 701
2/2015 - 750+ across the board!
Message 7 of 11
Established Contributor

Re: Today's approvals!


BrandonSS wrote:

 


jthedges wrote:

Fico's 690ish.

 

Income, $50k

 

11% Util (one $10k limit, a few $2K to $5k limits, and a few less than $1000 limits).

 

A 30/60 day late 2.5 years ago.  

 

2 inq's on EQ and TU.

 

LOTS of new accounts, about 12 this year.


How do you get away with only 2 Inquiries but 12 new accounts?  Congrats on your approvals!

 


#1 - The first rule of Fight Club is, you do not talk about Fight Club.

#2 - The second rule of Fight Club is, you DO NOT talk about Fight Club.

Smiley Wink

Message 8 of 11
New Contributor

Re: Today's approvals!

Yes!! I want to know this too!! I wish my inquiries would disappear!


Starting Score: 591 June 2010
Current Score: 661
Goal Score: 620~beat it already


Take the FICO Fitness Challenge

July 2010 Ex 691
Message 9 of 11
Frequent Contributor

Re: Today's approvals!

Well, for some reason, in Texas, EVERYONE LOVES EXPERIAN.  I got the new accounts.  Froze Experian, and applied away.  Anyone who wouldn't pull another bureau I said no thanks.  Almost everyone was willing.

 

Also, one of my new accounts was a mortgage, one was a new car, one was a refi of the new car.  2 from NFCU and 2 from RBFCU when I opened my checking account there.  So most of them were concentrated and I used them to replace my rebuilder cards.  I explained this to most underwriters in the application process, they all understood.  I have a way with words Smiley Wink

 

Smiley Happy

 

I wanted to evenly split them up.

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 10 of 11