10-25-2012 06:35 AM
I have a BCE and its initial CL was 7.5k. I requested the full 3x at 22.5k and was countered at $19,200. I'll take it!
I also used secure messaging for Chase to attempt a SP CLI as a few others have tried. I had 1k and I asked for 5k and they gave me a 1.3k (I laughed.....) and looked like they HP'd anyway (not sure 100% but the message said they did but the alert has not come through yet). I was annoyed so I figured if they really HP'd I might as well call to recon. I called the backdoor number and got a nice analyst. Talked through some stuff and she came back and approved me for the full 5k I initially requested. So I guess that forced me out of the garden but I guess it was worth it.... I could have argued the HP that I said I did not want, but since things went so well I guess it was worth it. Maybe Chase and I will get along better now with the higher CL.
10-25-2012 06:50 AM
congrats, glad someone got Chase to budge on a cli recon.
Haha thanks! I told them the card was kind of useless where it was at especially with the 5x bonus categories this time around. Flights for two are not cheap nor are electronics at Best Buy and told them the CL wasn't exactly working for me. Even daily use as I was nearly maxing out the card monthly. Personally, I do not like to make multiple payments a month as it's really inconvienent so I would really just have to stop using the card halfway through the month. She understood my P.O.V. and put me on hold for a few minutes and came back approved. Definitely great CS when you have to call in.
10-25-2012 09:56 AM
Thanks! If anyone is interested, the "issue" that was holding the computer back was my student loans. But, of course, having it manually reviewed they were easily able to overlook that.
10-25-2012 10:15 AM
10-26-2012 08:16 AM
Chase did do a HP. It was on TU though - which I am okay with because my TU had no INQ's at all.
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