03-10-2009 04:53 PM
03-11-2009 03:25 AM
As it was mentioned before, should i consolidate my two Cap 1 cards into one? I am just concerned that this will bring my minimum payment higher, i was just thinking about it and wanted to know your opinions!
03-11-2009 09:30 AM
I don't know if you've seen this calculator before, but it's the absolute best way to see how to pay off credit card debt in the fastest, least expensive way possible. You can enter information for as many cards as you want...shows you exactly how long it will take you to pay off cards and what it will cost you in interest.
Be sure to click on and print "See full payment plan" Really was an amazing help to me when I needed it!
03-11-2009 09:59 AM
03-11-2009 11:17 AM
Thanks Vicki...I really hope it helps others as much as it helped me. From reading this foum lately it seems like a lot of people are looking for a way to get out from under overwhelming debt just like SBK is. Most of them much older than he is and with more credit experience. You don't have to be young to make mistakes.
A note to SBK...I really do appreciate that you realized so quickly that you were in trouble and needed to change the way you handle credit. This shows maturity and intelligence. Keep working toward your goal of having these debts paid down/off...you'll get there. One day at a time.
03-11-2009 03:42 PM
03-14-2009 11:58 PM
I haven't been on the boards in a few days so didn't see your message until now.
I'm happy to send it to you - I need your email address though because I don't think I can attach a spreadsheet to a PM (unless someone tells me otherwise).
There is an icon for PMs in the upper-right-hand corner of the site - looks like a little envelope. I just sent you a PM. Just reply to it with your email address and I'll send it out to you.
Question to others:
Is there a way for me to upload a spreadsheet so anyone who wants it can use it?
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.