Valued Member
Posts: 45
Registered: ‎04-03-2013

Too Many Recent Accounts

When lenders give you this message in denials, are they looking only at recent HP inquiries? AAoA? Opened dates of your TLs?

Starting 4/19/13: 558 EQ | Current 3/14/14: 658 EQ / 689 TU | Goal 1/1/15: 720s
Abri CU Visa $2000, Walmart $900, Amazon $600, Kohl's $600, Open Sky Secured $200
Frequent Contributor
Posts: 491
Registered: ‎10-08-2011

Re: Too Many Recent Accounts

Pretty much any new account less than 6~12 months old. When those accounts hit a year old, they begin to not matter as much if at all (depending on lender).

Posts: 3,326
Registered: ‎10-19-2012

Re: Too Many Recent Accounts

Usually the number of accounts opened in the last year. 

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