06-15-2013 04:44 PM
When lenders give you this message in denials, are they looking only at recent HP inquiries? AAoA? Opened dates of your TLs?
06-15-2013 04:59 PM
Pretty much any new account less than 6~12 months old. When those accounts hit a year old, they begin to not matter as much if at all (depending on lender).
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO