Too Many Recent Accounts

[codefreak13]

When lenders give you this message in denials, are they looking only at recent HP inquiries? AAoA? Opened dates of your TLs?

[Stralem]

Pretty much any new account less than 6~12 months old. When those accounts hit a year old, they begin to not matter as much if at all (depending on lender).

[HiLine]

Usually the number of accounts opened in the last year.