Monitor Credit & Identity
Get a Home Loan
Get a Credit Card
Get an Auto Loan
Credit Score Basics
Find Savings & Credit Cards
FICO® Ultimate 3B
3-Bureau FICO® Scores, Credit & Identity Monitoring
FICO® Essentials 1B
1-Bureau FICO® Scores & Credit Monitoring
FICO® Score 3B Report
3-Bureau Credit Report & FICO® Scores
FICO® Score 1B Report
1-Bureau Credit Report & FICO® Scores
When lenders give you this message in denials, are they looking only at recent HP inquiries? AAoA? Opened dates of your TLs?
Pretty much any new account less than 6~12 months old. When those accounts hit a year old, they begin to not matter as much if at all (depending on lender).
Usually the number of accounts opened in the last year.
---> HiLine's personal finance blog - Follow my journey!