(Too many) Credit Cards ??

[jawbrkr]

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@Anonymous wrote:

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@jawbrkr wrote:

Honestly, I cant see myself ever carrying more than 5 or 6 cards. I just dont have the wallet space lol. 

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Wallets are cheap. Buy a bigger one.

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Oh god no!! I'm a minimalist. Small cell phones, small wallet. If I cant fit it in my pants pocket or coat pocket without the bulge and weigh down...forget it,

[Anonymous]

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@jawbrkr wrote:

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@Anonymous wrote:

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@jawbrkr wrote:

Honestly, I cant see myself ever carrying more than 5 or 6 cards. I just dont have the wallet space lol. 

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Wallets are cheap. Buy a bigger one.

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Oh god no!! I'm a minimalist. Small cell phones, small wallet. If I cant fit it in my pants pocket or coat pocket without the bulge and weigh down...forget it,

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you know you want one of these wallet for all your credit card needs

[jawbrkr]

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@Anonymous wrote:

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@jawbrkr wrote:

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@Anonymous wrote:

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@jawbrkr wrote:

Honestly, I cant see myself ever carrying more than 5 or 6 cards. I just dont have the wallet space lol. 

---

Wallets are cheap. Buy a bigger one.

---

Oh god no!! I'm a minimalist. Small cell phones, small wallet. If I cant fit it in my pants pocket or coat pocket without the bulge and weigh down...forget it,

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you know you want one of these wallet for all your credit card needs

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BAHAHAHAHAHAHA!!!

[Anonymous]

Wow, I recently got a bigger wallet. Not that big mind you but it is wider than my last one. Sometimes it is a pain to get it out of the pocket. I'm ready to downsize again.

[UFGuy2006]

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@Anonymous wrote:

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@jawbrkr wrote:

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@Anonymous wrote:

---

@jawbrkr wrote:

Honestly, I cant see myself ever carrying more than 5 or 6 cards. I just dont have the wallet space lol. 

---

Wallets are cheap. Buy a bigger one.

---

Oh god no!! I'm a minimalist. Small cell phones, small wallet. If I cant fit it in my pants pocket or coat pocket without the bulge and weigh down...forget it,

---

you know you want one of these wallet for all your credit card needs

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I could use one of those!!! LOL

[Anonymous]

Theoretically you really only need three cards for optimum credit.  I choose to carry 3 right now, and will keep it around 3-5 as I acquire more.  

[Anonymous]

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@jawbrkr wrote:

So I have this question. I see that many people in these forums carry a lot of credit cards. I have seen people say they carry as many as 60 (Perhaps an exaggeration). My question is, do people really use them all? I mean, at what point does a credit card company say this guy is not using such and such card so we need to close the account if a card is not being used? 

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It's not an exageration...I believe that dude Ron probably has 100 cards.

As for using them, nah most people don't use 'em all.  Just enough to keep them active.  Getting un-used accounts auto-closed doesn't really depend on the number of cards one has. It has more to do with whether or not you use the damn thing.  If you let a card sit around for a year without using it, good chances you might get closed out.

For cards I care about like Lowes, I'll run out and buy something small once or twice a year.  For cards I don't care about, just let them close themselves...the longer it stays active, the better. 

Closed accounts are good for your credit history too

[Anonymous]

I have no idea how one could keep up with over ten cards. Sounds like work..  I prefer simple, well somewhat simple.

Fidelity AMEX 2% for everything except gas and groceries

Sallie Mae for 5% gas and groceries

USAA MC 1.25% for vendors who don't take AMEX.. I could get a 1.5 or even a Citi Cash at 2%, but it is a back up for Amex, so not sure worth it.

Amalgamated for low interest. This one is a secured card.

[EdMan63]

I currently have 3 bank and 1 store card. Only plan to add 2 more bank cards ( CSP and Discover). I don't really see the need for any more than that but things do change. I really don't understand having more than 10 for sure but to  each his own.