Too many accounts with balances vs. Too many accounts with zero balance
So DW and I have a at one point or another encountered these reasons when attempting to get CLIs or even apply for new accounts. I particularly can't seem to win with Discover SMH. Where is the happy medium between zero balances and the < 9% balances? Thanks all.
Re: Too many accounts with balances vs. Too many accounts with zero balance
You COULD carry around 10%, charge a little more during the month for high balance reporting, on about half your cards. FICO likes single card reporting, banks like to see balances. Haven't had any trouble myself.
