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I was looking for a lower APR and higher limits but I only got the lower APRs. They did offer membership rewards and airline miles, which I do utilize often when I travel. I was under the impression that having low limit cards and a number of them would be worse than having none at all. I am looking to purchase a home and wanted to consolidate to 4-5 cards, but I am afraid if I do rid myself of these recent cards, it would hurt my scores harshly.