Some people have been denied for having too much available credit. For people this has occured to, was it for having too much credit with the particular lender your trying to get additional credit from or for having too much available credit from all your different lenders combined?
From my experience in the past its usually just from that lender. What lender/bank told you that?
I wasn't denied for that reason, but was just curious in terms of planning out future apps and issues that can arise.