10-07-2013 12:17 PM
Some people have been denied for having too much available credit. For people this has occured to, was it for having too much credit with the particular lender your trying to get additional credit from or for having too much available credit from all your different lenders combined?
10-07-2013 12:23 PM
From my experience in the past its usually just from that lender. What lender/bank told you that?
I wasn't denied for that reason, but was just curious in terms of planning out future apps and issues that can arise.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO