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@swpopham wrote:I wouldnt worry about that at all if you go over 250k with them it takes upper management to approve though
ME:
NavChek-15k
Cashrewards 10.5
72k auto
69k auto
22k 4-wheeler my income is 165ish
wife-
navChek-15k
cashrewards-15k- wifes income is 65ish
boat- 35k
what do you do for work? i want that job!
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@swpopham wrote:I wouldnt worry about that at all if you go over 250k with them it takes upper management to approve though
ME:
NavChek-15k
Cashrewards 10.5
72k auto
69k auto
22k 4-wheeler my income is 165ish
wife-
navChek-15k
cashrewards-15k- wifes income is 65ish
boat- 35k
4 letter explicits flew out of my mouth when I saw this lol
@Mellon wrote:i have a $14K Cashrewards, a $7k Platinum Card, $10k Navchek and an 8k personal loan...i have dd
this is what i was looking for. whats your income if you dont mind sharing?
I own a stereo shop and am a welding inspector for department of transportation pipelines.
@rootpooty wrote:
@Mellon wrote:i have a $14K Cashrewards, a $7k Platinum Card, $10k Navchek and an 8k personal loan...i have dd
this is what i was looking for. whats your income if you dont mind sharing?
i make approx 83k a year
Thanks for the replies
I'm not sure that navy would weigh their total threshold for loss the same among the different types of accts. I do know that the amt that you're approved for with Navchek is based on your credit, and the interest rate is the same for everyone. As you mentioned, an auto loan would likely be weighed differently because it is a secured loan. I don't think that would count the same as an unsecured loan for their loss threshold.
that said, if you know you're going to be getting an auto loan, you might want to hold off and get the Navchek afterwards. It does seem that they want proof of income for auto loans, so it might make getting the navchek easier if they already have that info. Also, if you do run across a max ceiling for total credit, your auto loan would probably be a priority for you over Navchek.