656 TU and 664 Equifax scores. Would I have a shot at getting approved for a charge card? Don't think I would get approved for a revolver yet. Utility is at 35 percent would love to get foot in door with them
honestly probably not.
with the 30% util is hurting your chances.
get that down to under 10 and only 1 card reporting and you will be good for a charge card imo.
what do the rest of your reports look like? any baddies?
p.s. it doesn't really matter when you app for it now since as long as you get a 2013 date! (for backdating purposes)
|Current: Discover Fico 709 3/15 Walmart Fico 743 4/15|
Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
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|Amex Zync(Unicorn) |
Citi DC $10,000
They util is going to kill you, but if you were going to get approved for something, it would be the green.
Yep Amex Green is your option for now....
+1 to the Green. Just got approved for Green yesterday...my utiliztion was about 26%.
Sorry for the aside, but what's the difficulty of getting approved for a AMEX Blue Cash Preferred compared to the Green? Thanks!