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Took A HP For A 14K Increase From Cap 1 Exec Office

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plasticguy
Established Contributor

Took A HP For A 14K Increase From Cap 1 Exec Office

This is not the same office that everyone has been getting Sp from because these accounts which are part of Capital one is handled by a different executive office  Phone number and no email. The cards are the GM Flex Card and Direct Merchants Bank  both have  Different websites. Had these accounts since 1999 . In 2008 the GM card was reduced from 16K to 3k and Direct Merchants reduced from 12k to 3k. due to the credit crisis. I was told that they are not like the other office and that a HP would be needed. I was kinda surprised that they did not  even ask what amount I wanted. Long story short, they moved both accounts from 3k  to 10K,( thus the 14 K increase. 7 on each ) Some may not think it was a good choice but I kinda do. Don't know who they pulled yet, but   I only had 2 Inquires on EQ and none anywhere else. Just thought I would share, now I have 14 accounts all at 10K or aboveSmiley Happy

Message 1 of 14
13 REPLIES 13
MsLadyRover
Valued Contributor

Re: Took A HP For A 14K Increase From Cap 1 Exec Office

Nice increase! Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Message 2 of 14
plasticguy
Established Contributor

Re: Took A HP For A 14K Increase From Cap 1 Exec Office

thank you
Message 3 of 14
calihlove75
Established Contributor

Re: Took A HP For A 14K Increase From Cap 1 Exec Office

Very well worth the HP!!

 

 

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 4 of 14
9CLINE
Valued Contributor

Re: Took A HP For A 14K Increase From Cap 1 Exec Office

Both are great increases Congrats and I think it was worth it...Woman Happy


Message 5 of 14
creditscoreEE
Frequent Contributor

Re: Took A HP For A 14K Increase From Cap 1 Exec Office

So worth it! Congrats Smiley Happy
Samsung mobile
Message 6 of 14
09Lexie
Moderator Emerita

Re: Took A HP For A 14K Increase From Cap 1 Exec Office

Message 7 of 14
lg8302ch
Senior Contributor

Re: Took A HP For A 14K Increase From Cap 1 Exec Office

Congrats!  Well worth the HP.....would take a HP for a Discover increase of 7K  ...LOL

Message 8 of 14
shakalaka
Established Contributor

Re: Took A HP For A 14K Increase From Cap 1 Exec Office

Nice CongratsSmiley Happy



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 9 of 14
plasticguy
Established Contributor

Re: Took A HP For A 14K Increase From Cap 1 Exec Office

Thanks guys. It could have been worse, they could have just given me 1000 on each or nothing at all, with a HARD. I was warned nothing was guaranteed. I appreciate having this forum because I would have closed those accounts before the executive offices were made available
Message 10 of 14
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