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Established Contributor
Posts: 554
Registered: ‎06-02-2012
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Took last hard pull of the year. Back in the garden Offical 8-16-12

Went ahead and said screw it and applied for the hilton h honnors citi reserve card while dti, uti and truck loan was all clear. Last hard pull for the foresee able future. Says pending.

 

 

Will let you know

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Regular Contributor
Posts: 123
Registered: ‎07-22-2012
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Re: Took last hard pull of the year. Back in the garden Offical 8-16-12

Good luck! Now you just have to wait. :smileywink:

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now :smileywink:
New Contributor
Posts: 184
Registered: ‎07-08-2012
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Re: Took last hard pull of the year. Back in the garden Offical 8-16-12

I would just call, they prob just want to verify your address or something lie that.. Why wait?

Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
Frequent Contributor
Posts: 350
Registered: ‎07-13-2012
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Re: Took last hard pull of the year. Back in the garden Offical 8-16-12

Recon!!

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Valued Contributor
Posts: 2,708
Registered: ‎10-16-2008
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Re: Took last hard pull of the year. Back in the garden Offical 8-16-12

Yeah, why wait?

 

Harrass them!  It's been over an hour, right?

 

Recon!  Send letters and emails!

 

 

 

 

I'm done.

Established Contributor
Posts: 554
Registered: ‎06-02-2012
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Re: Took last hard pull of the year. Back in the garden Offical 8-16-12

Declined for either of us. Both emails and phone calls said because of excessive inquiries. Ill make some calls I ain't giving up this easily
"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Established Contributor
Posts: 1,047
Registered: ‎02-03-2009
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Re: Took last hard pull of the year. Back in the garden Offical 8-16-12

What CRA did they pull for you?


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (5), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; A few store cards.

Current Scores: EQ My Fico (12/14): 785; TU MyFico (12/14): 793; EX (My Fico): 765; Walmart TU Fico 08 (1/2015): 788
Member
Posts: 20
Registered: ‎08-06-2012
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Re: Took last hard pull of the year. Back in the garden Offical 8-16-12

Nice outlook. Either way a couple of phone calls can't do any harm.

Sept 2012: TU 682 ; EQ625 ; EX 636

NFCU Secured nRewards $600
CapOne Platinum $500
Macys $100
Established Contributor
Posts: 554
Registered: ‎06-02-2012
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Re: Took last hard pull of the year. Back in the garden Offical 8-16-12

Got ahold of a decent guy at the president/executive office who said they will look in too it and I will prob hear back from them on monday. I will post the actual number for that office when I get an answer. But I can say the one previously posted a few days ago is not right. That was the executive review team for AA'd accounts. They were nice when they realised I wasn't calling about a closed or cut account.

 

They pulled EQ on me and EX on my wifes app

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
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