@Johnny I'm not sure if all your hating is directed at me or Capital One or maybe a a little bit of both. I'm not sure what I did to piss you off other than taking one persons advice over others. Why you got so offended by this is beyond me. I'm not going to get into a childish pissing match with you even though that's obviously what you're trying to achieve with your hateful remarks. As for my personal finances and what I can and can't afford, frankly that's none of your **** business unless I decide to inform you of my personal finances. Even if/when I do this you're more than welcome to see your way off my thread if what I have to say offends you so easily.