Reply
Established Contributor
Posts: 937
Registered: ‎07-24-2012
0

Top 10 CC for high rollers

Saw an interesting list of the top ten credit cards for high rollers (or those who think they are) on The Points Guy blog. Pretty good run down of benefits all in one place. Feel free to discuss the ins and outs of the over the top AF cards listed. 

 

I carry a couple of them, my favorite right now is the Delta Reserve for Business. I just got my second tier spend bonuses on this card, year to date I have earned 30K miles and 30K MQM on top of the 60K miles earned for a $60K spend. If I were not seeking to retain and increase my Delta Medallion status this card would be useless, but combined with my personal Delta Platinum I am netting a ton of miles and MQM with the spend threshold rewards. And yes, it sucks to be stuck with Delta - but the service always seems good to me. 

Valued Contributor
Posts: 1,485
Registered: ‎08-30-2011
0

Re: Top 10 CC for high rollers

Interesting read. 

 

Not sure there would be many folks here (or at other forums) that would include The Black Card on any list purported to be exclusive, since just about anyone can get one if you're willing to pony up the hefty AF.  And as stated in the article, there's better cards for sure, not really clear why that card was included, unless for pretentiousness. 

 

AFAIK, the BofA Accolades was ported over to Merrill Lynch a few years back, and was available from ML generally up until fairly recently.  It's been removed from the ML website and I think it may still be available, but by invitation only. 

 

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10.5K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 822 TU = 830 - 01/2015
Senior Contributor
Posts: 4,694
Registered: ‎02-23-2011
0

Re: Top 10 CC for high rollers

Nice synopsis!

 

Pretty comprehensive list.  I'd agree with most of his assessments.  The card that seems compelling to me is the Citi Executive AA's ability to earn elite miles.  Assuming the merger with US Air is approved, I'll have so many AA miles, it would make sense to use this card for elite status.  

Valued Member
Posts: 77
Registered: ‎06-05-2013
0

Re: Top 10 CC for high rollers

I have to agree with other posters, WHY IS THE VISA BLACK CARD ON THIS LIST? 

AMEX BCE - $27,000 ~ Chase Sapphire Preferred VISA SIGNATURE- $24,000~ AMEX Platinum -$NPSL ~ Citi Diamond Preferred $10,000
USAA MASTERCARD - $10,000 Commerce Bank Visa $8,000~
USAA Student VISA - $1,000 ~ Chase Freedom - $500
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Top 10 CC for high rollers

Lol I was wondering **bleep** is the black card doing up there too. The only perks listed sounds terrible. Even the united explorer or basic delta / AA card seems to be better. The CSP is a lot better IMO and its not even on there while the black card is. Not saying the CSP is for high rollers, but I think its a better card than the black card is.

Well the author did say "for those who think they are" high rollers as well.... So I guess that AF and shiny carbon fiber card serves that purpose? I still can't understand people who apply for a card simply because its metal / carbon fiber....
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Senior Contributor
Posts: 4,694
Registered: ‎02-23-2011
0

Re: Top 10 CC for high rollers


enharu wrote:
Lol I was wondering **bleep** is the black card doing up there too. 

If you received an affilates commision from Barclay for people app'ing for the Arrival cards, wouldn't you think it prudent to include it?  Smiley Wink

Valued Member
Posts: 77
Registered: ‎06-05-2013
0

Re: Top 10 CC for high rollers

I feel the CSP is a higher level and better rewards / customer service! But that's just me!
AMEX BCE - $27,000 ~ Chase Sapphire Preferred VISA SIGNATURE- $24,000~ AMEX Platinum -$NPSL ~ Citi Diamond Preferred $10,000
USAA MASTERCARD - $10,000 Commerce Bank Visa $8,000~
USAA Student VISA - $1,000 ~ Chase Freedom - $500
Super Contributor
Posts: 10,632
Registered: ‎04-22-2013
0

Re: Top 10 CC for high rollers


thom02099 wrote:

Interesting read. 

 

Not sure there would be many folks here (or at other forums) that would include The Black Card on any list purported to be exclusive, since just about anyone can get one if you're willing to pony up the hefty AF.

 

 

 


Not to defend the black card, but is it really much easier to get than the Amex Plat?   Note, I agree that the Amex is MUCH better value, but it is hardly exclusive either, you just need to meet the (relatively minimal) requirements for an Amex charge card, and be willing to, as you say, pony up the hefty AF.

Valued Member
Posts: 77
Registered: ‎06-05-2013
0

Re: Top 10 CC for high rollers

I can see what your saying about the AMEX, but overall the AMEX has better value, that black card is a waste imo! I would much rather have my CSP or really just use my debit card hahaSmiley Happy I just don't see the value in that card, especially after reading the LACK of rewards and the mediocre customer service. 

AMEX BCE - $27,000 ~ Chase Sapphire Preferred VISA SIGNATURE- $24,000~ AMEX Platinum -$NPSL ~ Citi Diamond Preferred $10,000
USAA MASTERCARD - $10,000 Commerce Bank Visa $8,000~
USAA Student VISA - $1,000 ~ Chase Freedom - $500
Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012
0

Re: Top 10 CC for high rollers


longtimelurker wrote:

thom02099 wrote:

Interesting read. 

 

Not sure there would be many folks here (or at other forums) that would include The Black Card on any list purported to be exclusive, since just about anyone can get one if you're willing to pony up the hefty AF.

 

 

 


Not to defend the black card, but is it really much easier to get than the Amex Plat?   Note, I agree that the Amex is MUCH better value, but it is hardly exclusive either, you just need to meet the (relatively minimal) requirements for an Amex charge card, and be willing to, as you say, pony up the hefty AF.


I'm not really sure the post was about the hardest cards to get, it was more about the cards for high rollers (ex. people willing to pay the fee) or people wanting to look like high rollers.

 

BTW I used my CSP at a bar Friday night and a guy I knew pretty well asked me if it was a 'mastercard black'?  I just ignored that.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.