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Total Credit 2012

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nicholasyud
Valued Contributor

Total Credit 2012

Let list out how much credit line we have at the end of 2012. Compare with 2011.

And see how much we increase at the end of 2013 with credit limit increase, new credit line........etc.....

Let me start my first.....

 

Orchard bank:  $400

Credit 1 :          $400

Amex BCE :     $1000

Discover :       $1700

Crap1:              $2000

USAA:              $4000

 

Total : $9500. I know its not much but compare to this in 2011. I had no credit whatsoever. Not even a single credit card.Think about CC company offer me an offer, its would be impposible.......... Now after one years, i had gain almost 10k in my total revolve credit. Discover + Amex you named them all.........

Thank guys so much. Without this forum. I aint nothing.......Thank god i found you guys.......

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 1 of 29
28 REPLIES 28
daybreakgonesXe
Valued Contributor

Re: Total Credit 2012

Hmm...

 

Orchard Bank Secured: $1500

JCPenney Rewards Credit Card: $3600

Shell Drive for Five Card: $800

Chase Freedom: $7000

TD Bank Easy Rewards: $5000

Chase Sapphire: $10000


For a grand total of $27900 Smiley Happy Compared to the end of last year:

 

Orchard Bank Secure: $1500

JCPenney Rewards Credit Card: $1800

Shell Drive for Five Card: $400

Chase Freedom: $7000

 

With a grand total of 10700 Smiley Happy whoo! Here's to gardening and getting them auto CLI and soft CLI Smiley Wink

Message 2 of 29
nicholasyud
Valued Contributor

Re: Total Credit 2012

Very nice credit limit you have there buddie.......Let them aged and get some automatic increase yah......

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 3 of 29
daybreakgonesXe
Valued Contributor

Re: Total Credit 2012


@nicholasyud wrote:

Very nice credit limit you have there buddie.......Let them aged and get some automatic increase yah......


Why thank you! A little jealous over your arsenal of cards...wish I found this forum when I was building XD oh well! Don't want any more for a long, long, LONG time. I'd rather just watch my baby's grow!

 

Best of luck to you in the new year! Your cards are going to grow nicely Smiley Happy

Message 4 of 29
visorboy1974
Valued Contributor

Re: Total Credit 2012

Card     2011    2012

UIECU 22000  26620

PSECU  5000  20000

Alliant   15000  17000

Barclays 7000  12500

Nordies  6000  12000

Chase                  8000

BMW                     5250

St. Farm 3000     3000

Macys     1000     4400

Dell         3000     3000

 

Total 2011  $62,000  

Total 2012  $111,770

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 5 of 29
bs6054
Valued Contributor

Re: Total Credit 2012

Card     2011         2012

Cap 1   30,000     30,000

Cap 1   15,000     15,000

Chase  23,500     23,500

Citi        15,000     15,000

Amal     12,000     12,000

Amex     20,000     28,000

US Air   18,800     0

Chase  17,000     0

Penfed     0           20,000

US Bank  0           15,000

Fidelity     0           15,000

Barclays  0            7,200

 

 

Total 2011  $151,300 

Total 2012  $180,700

Message 6 of 29
Dustink
Valued Contributor

Re: Total Credit 2012

Big year for me credit wise.

 

Went from a $300 limit on one card, to $30k in limits between many good cards.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 7 of 29
staifokuzed
Regular Contributor

Re: Total Credit 2012

Started August

Matrix Secured 300

Applied Secured 500

On Recon Paypal MC 1000 (approved today gotta wit for the card)

 

1800(well 1000)

Im happy I had zero guess I have a little head start for 2013. 

AMEX B SKY-1K AMEX PRG- NPSL USAA PLTM -6K
DISCOVER IT- 5.2K BARCLAY REWARD- 3.2K
PAYPAL REWARDS -6K VICTORIA SECRETS -1750
USAA AMEX-5.5K CITI TY PREFR 3.1K(NPSL) CHASE FREEDOM -1K
SPORTSMAN VISA- 8K AMEX ED PRFD- 8.5
Message 8 of 29
maiden_girl
Valued Contributor

Re: Total Credit 2012

I'll simplify it by making a list. Lol.

 

2010:

Capital One $500-->$750-->$1,500 (in 2012)

 

2011:

Macy's $100-->$1,000 (in 2012)

 

2012:

Living Spaces $5,500-->$8,500

Ashley Furniture $5,500

Amazon Store $1,000-->$2,000

Discover More $1,500

Walmart Discover $1,000-->$1,500

Chase Freedom $3,000-->$4,500

As of 2017, rebuilding...
Message 9 of 29
Smug
Established Contributor

Re: Total Credit 2012

what's not showing 10k BOA sig card, increase of 3K to PSECU and a amazon visa . Total ending this year: 80,190.00 Oh and they are all paid off Last year was at about 40K Photobucket Pictures, Images and Photos
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 10 of 29
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