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in rebuild mode so 5 cards at a whopping $2350 my scores should raise quite a bit once i pay my amex co from 4 years ago and my current cc uti down to 1% so hopefully i can get back into amexs good graces
$55k over 14 cards.
Not bad for a college student
Across 12 cards $ 9, 950.00 (yes, I am a "rebuilder") would like to move over 10k, but have vowed to stay in garden mode til at least spring and for something that I actually need........
55,200 in revolving credit, not including my AmEx PR Gold that I know I can charge at least 7K on (I have already done so)
So roughly 62,200
Only one CC reporting a small balance every month, and I'm always @ 1% util.
If I can't PIF, for a purchase that month, I will not buy it.
I'm psychotic about only allowing one CC to report a small balance that keeps me at 1% util every single month.
@Anonymous wrote:55,200 in revolving credit, not including my AmEx PR Gold that I know I can charge at least 7K on (I have already done so)
So roughly 62,200
@Anonymous one CC reporting a small balance every month, and I'm always @ 1% util.
If I can't PIF, for a purchase that month, I will not buy it.
I'm psychotic about only allowing one CC to report a small balance that keeps me at 1% util every single month.
Nice CL Stang
I assume the $7k was for the upgrade on your mustang ?
AmEx BCP $19.3K
USAA MC $14K
Discover More $4K
BofA Visa Sig $5K
Target $2.5K
Total $44.8K
actual total credit limit is 72,600. would be more if i could add the pay over time feature on my pr gold.
I have $160,500 between 10 credit cards and 2 LOC's.