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Total Rewards Visa from Comenity Recon Question

Established Member

Total Rewards Visa from Comenity Recon Question

Hi all, I got the per-approved pop-up on the website, and I caved... I was hoping for a limit higher than the HSN account that was opened a month ago. BTW, that limit was $3500. So to my surprise, I was approved for 1k. I called the rep, who told me I would have to wait 30 days after I activate the card for a review for an increase. Is there a backdoor number that I can call? I'm expecting the card in the next few days and would like to recon for 5k, and hope for it to be a Signature Card. Going to Vegas soon, I'd like to rack up a bunch of points with the card.
AmEx PRG (AU), AmEx BCP 25k, AmEx SPG 8.5k, CSP 10k, Chase Hyatt 5k, Chase Amazon 5k, Xcel FCU 7.5k HSN 3.8k, Barclays 2k, Bestbuy 10k, Discover IT 1.2k, Cap1 $2k, Cap1 $1.5k, Total Rewards 4k.
Message 1 of 14
13 REPLIES
Senior Contributor

Re: Total Rewards Visa from Comenity

Thanks for posting I so want this card, no I do not know a back door number...so the pop up is kind of like the shopping cart trick on thee other cards I guess, but with an inquiry when you apply

Message 2 of 14
Valued Member

Re: Total Rewards Visa from Comenity Recon Question

I was also instantly approved for $1000, maybe that's their default "starting" limit? I plan to recon once I receive and activate the card, I'll let you know how it goes.

Message 3 of 14
Senior Contributor

Re: Total Rewards Visa from Comenity Recon Question

Good luck to you too, I hope I get a popup one day if not I will apply in 2 months when my util is lower

Message 4 of 14
Established Member

Re: Total Rewards Visa from Comenity Recon Question

So here's the update. I got the card yesterday, I called to activate it and spoke to a nice rep. Ultimately, he agreed to take a second look and was able to boost it to $1800. He said as long as its in good standing, you should have no problem getting another cli. Once I set up my account online, I was very tempted to hit the luv button but decided to hold off...
AmEx PRG (AU), AmEx BCP 25k, AmEx SPG 8.5k, CSP 10k, Chase Hyatt 5k, Chase Amazon 5k, Xcel FCU 7.5k HSN 3.8k, Barclays 2k, Bestbuy 10k, Discover IT 1.2k, Cap1 $2k, Cap1 $1.5k, Total Rewards 4k.
Message 5 of 14
Valued Member

Re: Total Rewards Visa from Comenity Recon Question

where are you guys seeing this pop up just curious to see if I get it 

Starting Score: EQ 586 EX 587 TQ 601 11/11
Current Score: EQ 820 TU 835 EX 842
Goal Score: 850




Message 6 of 14
Established Member

Re: Total Rewards Visa from Comenity Recon Question

I got mine on the total rewards website. I was trying to register my casino reward card, when I finished, the pre-approval screen popped up.
AmEx PRG (AU), AmEx BCP 25k, AmEx SPG 8.5k, CSP 10k, Chase Hyatt 5k, Chase Amazon 5k, Xcel FCU 7.5k HSN 3.8k, Barclays 2k, Bestbuy 10k, Discover IT 1.2k, Cap1 $2k, Cap1 $1.5k, Total Rewards 4k.
Message 7 of 14
Valued Member

Re: Total Rewards Visa from Comenity Recon Question

Nice work on the recon! Glad to hear he was more reasonable than the first rep. Did you call the customer service number on the back of the card? Mine arrived today, but I haven't activated it or setup the online access yet.
Message 8 of 14
Established Member

Re: Total Rewards Visa from Comenity Recon Question

Thanks, it's definitely better than nothing. I called the activation number on the sticker and after the prompts, I was able to get a rep that asked a few questions about income, etc, put me on hold for a few and told me about the increase. GL if you go for it. It was a SP too!
AmEx PRG (AU), AmEx BCP 25k, AmEx SPG 8.5k, CSP 10k, Chase Hyatt 5k, Chase Amazon 5k, Xcel FCU 7.5k HSN 3.8k, Barclays 2k, Bestbuy 10k, Discover IT 1.2k, Cap1 $2k, Cap1 $1.5k, Total Rewards 4k.
Message 9 of 14
Established Member

Re: Total Rewards Visa from Comenity Recon Question

funny thing happened to me. i applied for the card a month ago and was declined. a few weeks later i logged into my totalrewards account online and got the pop-up. just applied and got approved instantly for $1500. hopefully i can get a cli when i activate. does anyone know how long it takes for the tier status to update? im going to AC next week and vegas soon and i wanted to get my platinum card from TR.

JP Morgan Select 5K, CSP 5K, JP Morgan Ritz Carlton 5K, Southwest Premier 5K, Marriott Premier 5K, Chase Freedom 1.5K, Chase Ink Bold, Citi Hilton Reserve 7K, Citi Hilton Visa Signature 5K, Citi AA Platinum World MC 5K, Citi TY Preferred 5.75K, Discover IT 2.5K, BOA BankAmericard Travel 5K, BOA BankAmericard Cash 15K, Cap1 Cash Rewards 5K, PayPal Extras MC 4.4K, AMEX Blue Sky AU 11K
Message 10 of 14