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Total rewards visa.

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Anonymous
Not applicable

Re: Total rewards visa.


@Anonymous wrote:

Mine arrived last week with 11k limit (Visa Signature), got instant CLI to 13k limit now. Love my Total Rewards!


Sounds great! Did you apply from a pre-approved pop up? Can you confirm a hard pull or soft pull?

Message 61 of 67
Anonymous
Not applicable

Re: Total rewards visa.

I did not get the popup but you need to be aware that ALL Comenity Visa and Mc are now hard pull, even if you use a popup.

Message 62 of 67
Anonymous
Not applicable

Re: Total rewards visa.


@Anonymous wrote:

I did not get the popup but you need to be aware that ALL Comenity Visa and Mc are now hard pull, even if you use a popup.


Okay, thanks for confirming. I was confused today because when I applied for Total Rewards because I got the Sportsman's Guide Visa back in December and they were still doing soft pulls. Good to know. Now I won't make those kind of assumptions based on whether they just ask for my last four digits or not.

Message 63 of 67
Anonymous
Not applicable

Re: Total rewards visa.

I just wanted to confirm (like others here had said would happen) that I did get a hard pull on EX after applying for this card through a pre-approved popup. 

Message 64 of 67
taxi818
Super Contributor

Re: Total rewards visa.

Congrats on your approval. Yep hp for sure. But looks like the sportman guide is still sp. would go for it to get good limit if I knew which bureau they used. I think eq. But looks like every using my eq 4 score. Not fico 8.
Message 65 of 67
Anonymous
Not applicable

Re: Total rewards visa.


@taxi818 wrote:
Congrats on your approval. Yep hp for sure. But looks like the sportman guide is still sp. would go for it to get good limit if I knew which bureau they used. I think eq. But looks like every using my eq 4 score. Not fico 8.

Thanks, I got got a Sportsmans Guide last December with a $9000 CL and they bumped it to $12,000 6 months later. I want to say they soft pulled TU at that time.

Message 66 of 67
taxi818
Super Contributor

Re: Total rewards visa.

What TU? Are you sure? Tu is my best score. Only 1 inquiry too. I will search credit pulls. Thanks.
Message 67 of 67
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