Totally on the Chase Blacklist! :(

[Rain77]

I am sooooo on Chases blacklist, cause they told me so   Last denial reason was past history (it was bad).  A prior app last year didn't indicate past year history, so thought I had a chance.  I still have a settled Chase account on my CR, but I won't try again with Chase for a few years if I feel a need.  

[sjt]

There have been a lot of folks who have gotten a Chase Card after burning them with a CO or BK. I think it all depends on the progress you made in your credit rebuilding. I read that some got a Chase Card 3 yrs. post bk., the I think the norm is around 5 plus years.

[ezdoesit]

---

@sjt wrote:

There have been a lot of folks who have gotten a Chase Card after burning them with a CO or BK. I think it all depends on the progress you made in your credit rebuilding. I read that some got a Chase Card 3 yrs. post bk., the I think the norm is around 5 plus years.

---

+1 I burned them with a charge off eight years ago and last year they bought it up when I was declined for the CSP with credit scores on avg around 680's I just applied for the CSP  1 1/2 months ago approved 19.4k cl credit scores around 770's now.  So I don't think it might be about just burning them or they never would of approved me.  I would think it your whole credit picture and then their risk level and chances of them getting burned again.

Maybe if I never would of burned them I could of been approved last year with a 700 score but since I did, I might need a much higher score than most to get approved.  Just conjecture no hard evidence.

[sjt]

Out of curiosity, I much did you burn them for? Did they sell the debt?

[ezdoesit]

---

@sjt wrote:

Out of curiosity, I much did you burn them for? Did they sell the debt?

---

If the question was directed toward me it was like $7400 and a CO.

[EW800]

I am sure that I am on their black list.  I had to do a settlement with them about two years ago.  Perhaps I am not banned for life because it was an agree-upon settlement before it went to collections or anything like that, however I am sure they won't even look at me for quite a few years.  Perhaps I won't be on the list quite as long because I did not leave them high and dry??