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@CruzImperial wrote:
He's asking if he can be added as an account holder later on and not get an inquiry in his report, I believe.
Both
I was unaware USB did not report AU's. That clears up my confision on that point.
Secondary question was about her apping as individual and then later converting to joint generating an INQ on my CR and if it was even possible.
My apology for less than clear writing.
@jake619 wrote:
@CruzImperial wrote:
He's asking if he can be added as an account holder later on and not get an inquiry in his report, I believe.Both
I was unaware USB did not report AU's. That clears up my confision on that point.
Secondary question was about her apping as individual and then later converting to joint generating an INQ on my CR and if it was even possible.
My apology for less than clear writing.
Yes, I think adding you later as a joint would be reflected on your credit. I would recommend that you just apply jointly with a combined income and take the hit now.
@Duncanrr wrote:
Barclays needs a "messin with Sasquatch" type of commercial