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Toying With Barclays

Frequent Contributor

Re: Toying With Barclays


CruzImperial wrote:
He's asking if he can be added as an account holder later on and not get an inquiry in his report, I believe.

BothSmiley Happy

 

I was unaware USB did not report AU's.  That clears up my confision on that point.

 

Secondary question was about her apping as individual and then later converting to joint generating an INQ on my CR and if it was even possible.

 

My apology for less than clear writing.


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



Message 11 of 13
Valued Contributor

Re: Toying With Barclays


jake619 wrote:

CruzImperial wrote:
He's asking if he can be added as an account holder later on and not get an inquiry in his report, I believe.

BothSmiley Happy

 

I was unaware USB did not report AU's.  That clears up my confision on that point.

 

Secondary question was about her apping as individual and then later converting to joint generating an INQ on my CR and if it was even possible.

 

My apology for less than clear writing.


Yes, I think adding you later as a joint would be reflected on your credit. I would recommend that you just apply jointly with a combined income and take the hit now.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 12 of 13
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Established Contributor

Re: Toying With Barclays


Duncanrr wrote:
Barclays needs a "messin with Sasquatch" type of commercial Smiley Wink

Smiley Very Happy

 

I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
Take the FICO Fitness Challenge
Message 13 of 13