It's Chase and I have some of their co-branded cards. I didn't like the way the TrUS reward program would have worked for me... maybe I don't have enough kids!
It pretty much runs the same as all of their reward cards of this type. I myself would not even think about applying unless I had at least lower mid 600's on EX. With that I would expect a max CL of 1.5k or so. CLIs are all hard INQs with Chase. Some people have had exceptions to that (auto CLIs) but it is RARE.
Do you have any other Chase cards currently?
EQ 787 EX 781 TU 737 11/17/07
*** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***