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I need your help please!
I have a Capital One Visa opened in 2007. This was my first credit card. And I opened another Capital One Quicksilver in 2015. I love the Quicksilver bc I get cashback.
I was recently told I can turn my Visa to a Quicksilver. But I dont want 2 Quicksilver bc it doesnt make sense to me.
i was thinking of turning the Visa to a Quicksilver, and transfer the Quicksilver balance to the new one. All cards are currenlty paid in full. But I was told I can transfer it over and have a card.
What is best? Not sure what to do. I am currently rebuilding my credit and I dont want to mess it up again.
FICO scores from 489 to
EQ 597
Trans 623
EX 606
If no annual fee, just leave it alone and charge $20 a month on it to keep it active.
Age of accounts and number of acounts matter with thinner positive credit reports.
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
Thank you!