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Transfer balance?

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Anonymous
Not applicable

Transfer balance?

I need your help please!

 

I have a Capital One Visa opened in 2007. This was my first credit card. And I opened another Capital One Quicksilver in 2015. I love the Quicksilver bc I get cashback.

 

I was recently told I can turn my Visa to a Quicksilver. But I dont want 2 Quicksilver bc it doesnt make sense to me.

 

i was thinking of turning the Visa to a Quicksilver, and transfer the Quicksilver balance to the new one. All cards are currenlty paid in full. But I was told I can transfer it over and have a card.

 

What is best? Not sure what to do. I am currently rebuilding my credit and I dont want to mess it up again.

 

FICO scores from 489 to

EQ 597

Trans 623

EX 606

2 REPLIES 2
Shooting-For-800
Senior Contributor

Re: Transfer balance?

If no annual fee, just leave it alone and charge $20 a month on it to keep it active.

 

Age of accounts and number of acounts matter with thinner positive credit reports.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 2 of 3
Anonymous
Not applicable

Re: Transfer balance?

Thank you!

Message 3 of 3
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