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??? Transferring credit limit from HHonors to BCP

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frugalQ
Valued Contributor

??? Transferring credit limit from HHonors to BCP

Hi All,

Does Amex allow members to transfer credit limits from HHonors Surpass to BCP if both cards are less than 1 year?

I originally planned to downgrade my Hilton card from Surpass to regular one and then SD. Now, I'm thinking after my vacation this summer, it would be better to just move limit to the card that I use daily.

I do not carry a balance on either card. The BCP is my everyday card ad gets heavy usage. The Hilton is used just for the purpose of my vacation. I do not put any charges on this card.

Have a wonderful Memorial Day!!
AmEx Green NPSL | Amex BCP 16K | Citi Simplicity 10k | Discover IT 9K | Chase Slate 7.5K | Amex Hilton HHonors Surpass 7K | Capital One QuickSilver 6K | Home Depot 5k | Chase Freedom 4.5K | LOC 2.5K
Message 1 of 5
4 REPLIES 4
Cdnewmanpac
Established Contributor

Re: ??? Transferring credit limit from HHonors to BCP

Typically, amex requires that the "from" card be a year old. Im sure someone will post an exception, but that is the stated rule.
In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Message 2 of 5
frugalQ
Valued Contributor

Re: ??? Transferring credit limit from HHonors to BCP

Ok great. I'll just combine the limits next year before I have to pay the HHonors AF.

Thx!
AmEx Green NPSL | Amex BCP 16K | Citi Simplicity 10k | Discover IT 9K | Chase Slate 7.5K | Amex Hilton HHonors Surpass 7K | Capital One QuickSilver 6K | Home Depot 5k | Chase Freedom 4.5K | LOC 2.5K
Message 3 of 5
laboi_22
Established Contributor

Re: ??? Transferring credit limit from HHonors to BCP

http://ficoforums.myfico.com/t5/Credit-Cards/Amex-Credit-Limit-Transfer-FYI-only/m-p/2154841#M600969

There is no way around it.
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Message 4 of 5
frugalQ
Valued Contributor

Re: ??? Transferring credit limit from HHonors to BCP

Thank you!! Great information. I'm shocked that I missed this thread.
AmEx Green NPSL | Amex BCP 16K | Citi Simplicity 10k | Discover IT 9K | Chase Slate 7.5K | Amex Hilton HHonors Surpass 7K | Capital One QuickSilver 6K | Home Depot 5k | Chase Freedom 4.5K | LOC 2.5K
Message 5 of 5
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