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Transferring credit line from CS to Freedom?

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Mistykins777
Established Member

Transferring credit line from CS to Freedom?

Hi! New to all this and I'm trying to figure out if I can transfer credit limit from CS to Freedom. Applied for the Freedom and had to do 2 recons, only approved for $800 CL. Applied the next day for CS and was approved for $5K with no recon. $800 isn't going to do much good for me, but I think the Freedom is a better fit for my needs. Suggestions on what I should do/how to do it is appreciated Smiley Happy
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Transferring credit line from CS to Freedom?

You have a couple responses for this on your first thread under approvals. Smiley Happy But others here may have different experiences and offer input

 

http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/Transferring-credit-line-from-Chase-Sapphi...

Message 2 of 14
Skye12329
Valued Contributor

Re: Transferring credit line from CS to Freedom?

Is it the sapphire or sapphire preferred because if its sapphire preferred i dont think you can go lower than 5k, however if its just the reg. sapphire i think you can move some. If its a better fit for your needs just call chase or secure message them to ask if you can move some of your limit over to the freedom Smiley Happy
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 3 of 14
Mistykins777
Established Member

Re: Transferring credit line from CS to Freedom?

Thank you Heavenly Flower Smiley Happy
Message 4 of 14
Mistykins777
Established Member

Re: Transferring credit line from CS to Freedom?

It's just the regular Sapphire
Message 5 of 14
Skye12329
Valued Contributor

Re: Transferring credit line from CS to Freedom?

Then i dont think you would have a problem, just secure message chase or call asking to move some over.
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 6 of 14
Anonymous
Not applicable

Re: Transferring credit line from CS to Freedom?


@Skye12329 wrote:
Then i dont think you would have a problem, just secure message chase or call asking to move some over.

Skye now I have a question if you dont mind. My Sapphire just arrived today, it says Visa Signature on the card. But since I moved the money and the card limit is now only $3500 does that mean its no longer a Visa Signature? I wasnt expecting a Signature card...

Message 7 of 14
twist7d7
Regular Contributor

Re: Transferring credit line from CS to Freedom?


@Anonymous wrote:

@Skye12329 wrote:
Then i dont think you would have a problem, just secure message chase or call asking to move some over.

Skye now I have a question if you dont mind. My Sapphire just arrived today, it says Visa Signature on the card. But since I moved the money and the card limit is now only $3500 does that mean its no longer a Visa Signature? I wasnt expecting a Signature card...


It should still be a siggy. ive never heard of a CS or CSP thats not a siggy

AMEX PRG (NPSL) Lowes (10k) CSP (7.2k) AMEX BCE (6k) Cap1 QS (3.5k) Citi DC (2.6K) BofA (2.5K)M&T Bank visa (2k) Discover iT (1800) Slate (1k)
Age: 22 Scores ~710 across the board
Future Cards Sallie Mae, US Bank Cash+, Freedom
Goal increase CLs by 20k in 2015
Message 8 of 14
Anonymous
Not applicable

Re: Transferring credit line from CS to Freedom?

Edit: I've googled and I like Smiley LOL

 

https://usa.visa.com/visasignature/index.jsp

Message 9 of 14
Closingracer99
Valued Contributor

Re: Transferring credit line from CS to Freedom?


@Skye12329 wrote:
Is it the sapphire or sapphire preferred because if its sapphire preferred i dont think you can go lower than 5k, however if its just the reg. sapphire i think you can move some. If its a better fit for your needs just call chase or secure message them to ask if you can move some of your limit over to the freedom Smiley Happy

Both chase sapphire and chase sapphire preferred are siggy only cards and require $5,000 initial credit limit.  You can move any amount after the fact thought.  My chase sapphire has $4,500 since I moved $500 to my amazon visa card.  I could in theory take $4, 500 from.. My $5,000 limit on my CSP and move it to my freedom 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 10 of 14
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