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@Anonymous wrote:Of course. Please ask away so I can provide info.. I really apprecate your advice.
What cards do you have? When were they opened? Do they have a balance? Total inquiries? Any derrogatories on credit file?
The Barclay Rewards would be a good one to try. IIRC I got approved for one with a $1,300 limit with a 608 and also a bankruptcy reporting.
However, nothing is a sure thing with credit! Good luck!
If you have more than 10 inquiries stay away from Barclays for now. I was recently approved for the Walmart and Amazon store cards through Synchrony, they pulled TU only.
Barclays are big babies!! the wind blows the wrong way and they freak out! never seen a bank in my entire life act like they do if you open a new account. I closed my account they weren't worth the trouble!!
I see reference to the credit pulls database on this thread and others. Can someone explain how to find it? I googled it and got a ton of results. I wasn't sure which one to go to.
@jace8602 wrote:
@Anonymous wrote:Looking for credit cards that pull Transunion Only in Florida and will accept a 640 FICO score.
Any recommendations are appreciated.
Thanks in advance.
Search Google for "Credit Pulls Database", it should answer your question . Also consider that banks not only consider your FICO score but also income, average age of accounts (AAoA), utilization, negatives, etc.
Your best bets are probably Barclays, Synchrony, and NFCU.
I don't think we can give links outside the site..someone correct me on that...when you're googling type in "credit pulls database" the first result is usually the right spot
then you can change the CRA to TU to drill down on where, what card, if it was approved, used TU