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Transunion

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goose3500
Contributor

Transunion

hello i am new to MyFICO,
 
I was wondering does anybody know any creditor that check transunion credit reports because in the past creditor have only check EQ.  The reason i am asking is because my TU is the CR with all the correct information with no CA. I was trying to get a department store CL. thanks
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Transunion

I know Wamu and Juniper generally pull TransUnion.
Message 2 of 10
Anonymous
Not applicable

Re: Transunion

CITI bank pulls TU   (NYS)
 
DISCOVER also pulss TU   (NYS)
 
WALMART pulled TU    (PA, was visiting my relatives )
 
Hope that helps


Message Edited by ohboy on 07-24-2008 12:24 PM
Message 3 of 10
Anonymous
Not applicable

Re: Transunion



ohboy wrote:
CITI bank pulls TU
 
DISCOVER also pulss TU
 
WALMART pulled TU



Be careful with this.  Very often, which CRA a creditor will pull depends on any number of factors, including which state you are in, the particular product you are applying for, the phase of the moon, and whatever mood they happen to be in at the time.
 
Citi, for example, is extremely unpredictable.  They may be reasonably expected to apull any of the three.  Same with Chase.
 
Discover pulls TU sometimes, but also pulls EX quite frequently.
 
WalMart (GEMB) sometimes pulls EQ.
 
WaMu (mentioned above) quite often pulls EX.
 
There are really only two virtually 100% definite TU pullers of which I am aware.  They are Juniper and Hooters.  As always, however, YMMV.
 
Message 4 of 10
Red1Blue
Super Contributor

Re: Transunion

National City pulls TU. Honda Finance also pulls TU.
Message 5 of 10
goose3500
Contributor

Re: Transunion

do you know any department stores?
Message 6 of 10
braznyc
Frequent Contributor

Re: Transunion

Target pulled TU for me. I don't know the others besides the ones already listed. I know WAMU pulled EXP on me. I know Hooters pulls TU, that's all I know lol.
Message 7 of 10
Anonymous
Not applicable

Re: Transunion

There is a place you can check who pulls what, according to what state you're in ... PM if interested, as I won't post it on here...
Message 8 of 10
pymintz1
New Contributor

Re: Transunion

Hello can you send me the list of who pulls what scores?

 

Thank you

FICO SCORES
TRANS 708 EQUIFAX 651 EXPERIAN 640 moving a inch at a time.
Message 9 of 10
laz98
Senior Contributor

Re: Transunion

Juniper pulls EQ in my neck of the woods...west Texas.  So not 100% TU.

Message 10 of 10
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