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Contributor
goose3500
Posts: 96
Registered: ‎07-23-2008

Transunion

hello i am new to MyFICO,
 
I was wondering does anybody know any creditor that check transunion credit reports because in the past creditor have only check EQ.  The reason i am asking is because my TU is the CR with all the correct information with no CA. I was trying to get a department store CL. thanks
Contributor
rjkl
Posts: 95
Registered: ‎11-25-2007

Re: Transunion

I know Wamu and Juniper generally pull TransUnion.
Regular Contributor
ohboy
Posts: 174
Registered: ‎03-26-2007

Re: Transunion

[ Edited ]
CITI bank pulls TU   (NYS)
 
DISCOVER also pulss TU   (NYS)
 
WALMART pulled TU    (PA, was visiting my relatives )
 
Hope that helps


Message Edited by ohboy on 07-24-2008 12:24 PM
Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007

Re: Transunion



ohboy wrote:
CITI bank pulls TU
 
DISCOVER also pulss TU
 
WALMART pulled TU



Be careful with this.  Very often, which CRA a creditor will pull depends on any number of factors, including which state you are in, the particular product you are applying for, the phase of the moon, and whatever mood they happen to be in at the time.
 
Citi, for example, is extremely unpredictable.  They may be reasonably expected to apull any of the three.  Same with Chase.
 
Discover pulls TU sometimes, but also pulls EX quite frequently.
 
WalMart (GEMB) sometimes pulls EQ.
 
WaMu (mentioned above) quite often pulls EX.
 
There are really only two virtually 100% definite TU pullers of which I am aware.  They are Juniper and Hooters.  As always, however, YMMV.
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

Re: Transunion

National City pulls TU. Honda Finance also pulls TU.
Contributor
goose3500
Posts: 96
Registered: ‎07-23-2008

Re: Transunion

do you know any department stores?
Frequent Contributor
braznyc
Posts: 394
Registered: ‎12-10-2007

Re: Transunion

Target pulled TU for me. I don't know the others besides the ones already listed. I know WAMU pulled EXP on me. I know Hooters pulls TU, that's all I know lol.
Frequent Contributor
WhatzUrPlan
Posts: 407
Registered: ‎07-03-2008

Re: Transunion

There is a place you can check who pulls what, according to what state you're in ... PM if interested, as I won't post it on here...
I'm here because I decided to stop hiding from my FICOS, CAs and OCs ~ and man, do I feel freer!

"We can forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light." ~Plato
New Contributor
pymintz1
Posts: 63
Registered: ‎03-11-2008

Re: Transunion

Hello can you send me the list of who pulls what scores?

 

Thank you

FICO SCORES
TRANS 708 EQUIFAX 651 EXPERIAN 640 moving a inch at a time.
Community Leader
Senior Contributor
laz98
Posts: 4,291
Registered: ‎09-06-2008

Re: Transunion

Juniper pulls EQ in my neck of the woods...west Texas.  So not 100% TU.

Latest scores: Walmart TU: 766. MyFICO TU: ---. DCU EQ: 741. PSECU EX: 756.

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