10-17-2012 03:36 PM
10-17-2012 06:05 PM
I would recon through the backdoor, and speak to a credit analyst. Barclays uses a Transrisk score, which is a FAKO. I don't pay any attention to it, because my real FICO is almost 100 points higher. It did freak me out when i saw it for the first time, so i pulled from here to make sure.
10-17-2012 07:22 PM
Ehh.. Barclay's is starting to annoy me.
After six statements, I did not get a cli :-(
So then today I check my my mail, and I have BT checks with a 3.99% apr til 07/2013 and a 4% fee. Lol
It's weird cause most of my cc debt is held with them (4600$ @ 0%).
It's worth noting they used a sp from 9-15-12, which said my FICO was 637; I know for a FACT it's more like 700.
Can I recon that cli denial?!?!
What I might do is use some cash from savings to pay it off, then write myself a check with the 3.99% checks hahaha!!!!
Why would you expect a CLI after only 6 months?
10-17-2012 10:51 PM