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Travelocity Amex

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JonStur
Established Contributor

Re: Travelocity Amex

At least you have an idea of what's expected of you..Use this knowledge and grow from it, we all had to at some point...

Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 11 of 14
Creditcurious74
Frequent Contributor

Re: Travelocity Amex

Thank guys for your input my only regret is the inquiry but can't cry over spoiled milk so I'm back to the garden for several months.

Message 12 of 14
vish1
Valued Contributor

Re: Travelocity Amex


@FinStar wrote:

@b_seeker wrote:

@vish1 wrote:

@Zelaya wrote:

No I currently have other credit cards which turn 1 year this month. I applied for the apple card to get no interest  for 12 months but my daughter laptop is almost pay off.


You have a very thin credit file and have a 2 month old barclay card. The chances of you getting a Amex Travelocity right now are pretty slim, If that was NOT enough, the most diabolical case imaginable is Amex declines you and Barclays closes your card. Barclays has been knows to close accounts just because of more INQs and in your case, Amex may very well double or even tripple pull you.


The Travelocity card is backed by Barclays, it just uses Amex's network. I haven't heard of Barclays doing a triple pull.


+1

 

The approval tier for Barclay's Travelocity Amex is much higher than the Apple Financing product.  Barclay's will point out that your exisiting product has not had sufficient history established to be considered for another one, let alone the rest of your credit profile.  The suggested approach is to let your credit file/score improve over time to leverage better approval chances.  Even if you decided to proceed with the reconsideration efforts, it will be borderline and still no guarantee of approval.

 


Sorry. I guess I am kinda lost coz I have NOT had booze for 2 weeks or so. Some good scotch should fix me tonight.

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Message 13 of 14
youngandcreditwrthy
Senior Contributor

Re: Travelocity Amex

I'm kinda surprised that I even got approved on recon. Lol!
Oh well, good luck!
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Message 14 of 14
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