Credit Cards Center Credit cards from our partners
See all cards Advertiser Disclosure†
Credit Cards Mortgages Savings Accounts Auto Insurance

Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Do you mean 
Reply
Topic Options
Established Contributor
JonStur
Posts: 911
Registered: ‎12-25-2010
0

Re: Travelocity Amex
Options

‎05-07-2013 10:25 AM

At least you have an idea of what's expected of you..Use this knowledge and grow from it, we all had to at some point...
Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club
BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 11 of 14 (437 Views)
 
Frequent Contributor
Creditcurious74
Posts: 301
Registered: ‎03-05-2013
0

Re: Travelocity Amex
Options

‎05-07-2013 10:44 AM

Thank guys for your input my only regret is the inquiry but can't cry over spoiled milk so I'm back to the garden for several months.

Message 12 of 14 (426 Views)
 
Valued Contributor
vish1
Posts: 1,133
Registered: ‎01-20-2011
0

Re: Travelocity Amex
Options

‎05-07-2013 10:55 AM

FinStar wrote:
b_seeker wrote:
vish1 wrote:
Zelaya wrote:

No I currently have other credit cards which turn 1 year this month. I applied for the apple card to get no interest  for 12 months but my daughter laptop is almost pay off.

You have a very thin credit file and have a 2 month old barclay card. The chances of you getting a Amex Travelocity right now are pretty slim, If that was NOT enough, the most diabolical case imaginable is Amex declines you and Barclays closes your card. Barclays has been knows to close accounts just because of more INQs and in your case, Amex may very well double or even tripple pull you.

The Travelocity card is backed by Barclays, it just uses Amex's network. I haven't heard of Barclays doing a triple pull.

+1

 

The approval tier for Barclay's Travelocity Amex is much higher than the Apple Financing product.  Barclay's will point out that your exisiting product has not had sufficient history established to be considered for another one, let alone the rest of your credit profile.  The suggested approach is to let your credit file/score improve over time to leverage better approval chances.  Even if you decided to proceed with the reconsideration efforts, it will be borderline and still no guarantee of approval.

 

Sorry. I guess I am kinda lost coz I have NOT had booze for 2 weeks or so. Some good scotch should fix me tonight.

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 13 of 14 (420 Views)
 
Highlighted
Senior Contributor
youngandcreditwrthy
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Travelocity Amex
Options

‎05-07-2013 01:08 PM

I'm kinda surprised that I even got approved on recon. Lol!
Oh well, good luck!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 14 of 14 (405 Views)
 
POPULAR LINKS
Credit scores | Credit reports | myFICO Blog | Affiliates

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.