05-07-2013 10:25 AM
05-07-2013 10:55 AM
No I currently have other credit cards which turn 1 year this month. I applied for the apple card to get no interest for 12 months but my daughter laptop is almost pay off.
You have a very thin credit file and have a 2 month old barclay card. The chances of you getting a Amex Travelocity right now are pretty slim, If that was NOT enough, the most diabolical case imaginable is Amex declines you and Barclays closes your card. Barclays has been knows to close accounts just because of more INQs and in your case, Amex may very well double or even tripple pull you.
The Travelocity card is backed by Barclays, it just uses Amex's network. I haven't heard of Barclays doing a triple pull.
The approval tier for Barclay's Travelocity Amex is much higher than the Apple Financing product. Barclay's will point out that your exisiting product has not had sufficient history established to be considered for another one, let alone the rest of your credit profile. The suggested approach is to let your credit file/score improve over time to leverage better approval chances. Even if you decided to proceed with the reconsideration efforts, it will be borderline and still no guarantee of approval.
Sorry. I guess I am kinda lost coz I have NOT had booze for 2 weeks or so. Some good scotch should fix me tonight.
05-07-2013 01:08 PM