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Established Member
Posts: 46
Registered: ‎04-28-2008
0

Tribute question..

i just got approved for Tribute card $300CL.  it says they are mailing me my card ASAP.  it also says before i can activate/use it that i must make a $20 payment to the account. 
 
so, i get my card, open it up and get my account number and such, and make a payment of $20 and then its active????  thats dumb on their part.  what if someone doesnt pay the money, etc.  they wasted their time printing and mailing the card, etc.  just making sure i understand this right.
Established Contributor
Posts: 537
Registered: ‎04-02-2008
0

Re: Tribute question..

yeah I had to do that! I know tribute is sub prime but Ive had my card fro two years and really liek them as a rebuilder card. My limit was 300.00 and I have a CL of 1050.. all automatic increases. Once i get the last 300.00 paid off im going to ask for another CL increase.
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
Established Member
Posts: 46
Registered: ‎04-28-2008
0

Re: Tribute question..

cool, thanks for the info.  so, unlike some other subs, it does have the potential to grow with you. 
 
i just made another long post and this kinda answers my question that when/if i have to chose between closing either Tribute or FP...it would probably be FP :smileywink:
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Tribute question..

I think I would also pick First Premier over Tribute.

Does Tribute make you buy your CLIs also?
Here we go again...
Established Member
Posts: 46
Registered: ‎04-28-2008
0

Re: Tribute question..

i think i remember it saying something about "pay your bills for xmonths and get cli" or something.  maybe im losing my mind--which is also very possible :smileywink:
Established Contributor
Posts: 537
Registered: ‎04-02-2008
0

Re: Tribute question..

no. I hate FP.. I had them in my 20s.  I was so mad when I got a credit card for 250 and I only had 50 avail credit because of the insane AF.  I hardly saw increase so I paid and closed the account.  They send me stuff all the time and I toss it. My starter cards are in order that I go them, these were all auto increase
Tribute MC 1050 CL
Plains commerce bank- Transfer from LVN collections of an old sears  card Cl 1300
Credit one Bank 950
Orchard 400 ( made me pay 15.00 for a 100 increase)
Sams club 500
Cap 1 1500
 
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
Frequent Contributor
Posts: 489
Registered: ‎05-23-2007
0

Re: Tribute question..

Ive had a Tribute MC now for 18 months. Got 3 CLI's for first 12 months now I havent seen any. I dont know if after 12 months they only do CLIs every year or what. Been sitting at $750 since October.

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