Credit Cards Center Credit cards from our partners
Reply
Established Member
Posts: 46
Registered: ‎04-28-2008
0

Tribute question..

i just got approved for Tribute card $300CL.  it says they are mailing me my card ASAP.  it also says before i can activate/use it that i must make a $20 payment to the account. 
 
so, i get my card, open it up and get my account number and such, and make a payment of $20 and then its active????  thats dumb on their part.  what if someone doesnt pay the money, etc.  they wasted their time printing and mailing the card, etc.  just making sure i understand this right.
Established Contributor
Posts: 537
Registered: ‎04-02-2008
0

Re: Tribute question..

yeah I had to do that! I know tribute is sub prime but Ive had my card fro two years and really liek them as a rebuilder card. My limit was 300.00 and I have a CL of 1050.. all automatic increases. Once i get the last 300.00 paid off im going to ask for another CL increase.
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
Established Member
Posts: 46
Registered: ‎04-28-2008
0

Re: Tribute question..

cool, thanks for the info.  so, unlike some other subs, it does have the potential to grow with you. 
 
i just made another long post and this kinda answers my question that when/if i have to chose between closing either Tribute or FP...it would probably be FP Smiley Wink
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Tribute question..

I think I would also pick First Premier over Tribute.

Does Tribute make you buy your CLIs also?
Here we go again...
Established Member
Posts: 46
Registered: ‎04-28-2008
0

Re: Tribute question..

i think i remember it saying something about "pay your bills for xmonths and get cli" or something.  maybe im losing my mind--which is also very possible Smiley Wink
Established Contributor
Posts: 537
Registered: ‎04-02-2008
0

Re: Tribute question..

no. I hate FP.. I had them in my 20s.  I was so mad when I got a credit card for 250 and I only had 50 avail credit because of the insane AF.  I hardly saw increase so I paid and closed the account.  They send me stuff all the time and I toss it. My starter cards are in order that I go them, these were all auto increase
Tribute MC 1050 CL
Plains commerce bank- Transfer from LVN collections of an old sears  card Cl 1300
Credit one Bank 950
Orchard 400 ( made me pay 15.00 for a 100 increase)
Sams club 500
Cap 1 1500
 
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
Frequent Contributor
Posts: 489
Registered: ‎05-23-2007
0

Re: Tribute question..

Ive had a Tribute MC now for 18 months. Got 3 CLI's for first 12 months now I havent seen any. I dont know if after 12 months they only do CLIs every year or what. Been sitting at $750 since October.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.