Tried Chase again

icyhot · ‎04-24-2015

Pulled the trigger on the Chase Slate for the BT offer. Figured what's one more inquiry and I can officially garden starting May. Once again, no dice. I had a successful recon with Amex....but I think I'll give the dream of being in the Chase family up :-p

black_citi · ‎04-24-2015

Im in the same boat. I will wait a year without applying for anything and see what happens. I want that freedom and amazon visa.

Make More, Spend Less

tonyjones · ‎04-24-2015

Don't give up, just keep trying after 6 months or a year. I got approved for the Chase Amazon Visa with scores of 621, It took me three recons to get it approved with SL of $500.

Chase and Citibank I feel like are the hardest to get in.

Current Fico Scores: (December 2023)

VinnyVee · ‎04-24-2015

In my experience it seems they tend to appreciate those that bank with them as well. Black_citi, im surprised you havent been approved for either of them. I was instantly approved for those cards with scores a bit below yours.

(started in the mid 500s on all 3, 11/13)
As of 5/22/15 EX: 698, EQ: 700, TU: 703
Barclay Rewards: $2750, Capital One Quicksilver one: $4300, Discover IT : $300, Amazon Visa: $100. Best Buy Credit Card: $3000, Kohl's Charge: $300, Express: $2600, Overstock $1650, Chase Freedom $4700, AMEX Everday $1500, Serta iComfort $4700, Walmart $1600, Target $300

icyhot · ‎04-24-2015

I plan on getting a house sometime next summer so I want a solid year of no HPs. So any card I don't get before May 1 won't happen for another year lol

FinStar · ‎04-24-2015

@icyhot wrote:
I plan on getting a house sometime next summer so I want a solid year of no HPs. So any card I don't get before May 1 won't happen for another year lol

The Chase decline was no surprise OP, based on what you've shared in other threads And, since you're gearing up for a mortgage next year (provided your deadline for HPs is 5/1) then you've got 7 days left to go!

TURNERHOOVER · ‎04-24-2015

That Sucks.

icyhot · ‎04-24-2015

True! I just said what the heck. Maybe next year but I don't plan on having any balances to transfer so welp :-)

FinStar · ‎04-24-2015

@icyhot wrote:
True! I just said what the heck. Maybe next year but I don't plan on having any balances to transfer so welp :-)

Well, you gave it a shot and now you know what needs to be done to qualify for it the next time around (post-mortgage).

Anonymous · ‎04-26-2015

@icyhot wrote:
Pulled the trigger on the Chase Slate for the BT offer. Figured what's one more inquiry and I can officially garden starting May. Once again, no dice. I had a successful recon with Amex....but I think I'll give the dream of being in the Chase family up :-p

dont waste ur hps, i dont know what is their deal! im in with everybody except them! oh well! my vantage scores suck! grr