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Tried a Cap1 CLI.................................................

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LS2982
Mega Contributor

Tried a Cap1 CLI.................................................

Denied. Smiley Very Happy

 

Can't wait to see the reason! Better be something other than the we don;t take customer initiated CLI's.




EQ FICO 548 3/3/16
Message 1 of 21
20 REPLIES 20
jsucool76
Super Contributor

Re: Tried a Cap1 CLI.................................................

It is going to be....

 


"This Capital One account is not currently eligible for a credit line increase upon request. We're 

reviewing our policy for increasing credit limits. While we do this, we won't be able to offer you more credit."

Message 2 of 21
Weights
Regular Contributor

Re: Tried a Cap1 CLI.................................................

It's when reading posts like ths that I'm glad to stay away from them! Sorry to hear about that. You could always do what my one friend now does in retailation; just don't use it and let them waste money by sending you statements with no transactions! They even raised his apr with a zero balance, and called him to ask why he hasn't been using the card; still no go for an apr reduction or cli. Oh well, their loss...

Message 3 of 21
jsucool76
Super Contributor

Re: Tried a Cap1 CLI.................................................

sent you a PM LS 

Message 4 of 21
RockinRay
Valued Contributor

Re: Tried a Cap1 CLI.................................................


@LS2982 wrote:

Denied. Smiley Very Happy

 

Can't wait to see the reason! Better be something other than the we don;t take customer initiated CLI's.


Did you call them? How did you request?

Ray

** Every Card has a Job, and Every Card does its Job **
Message 5 of 21
Brian_Trying_700
Frequent Contributor

Re: Tried a Cap1 CLI.................................................

Same thing here. lol. Great rebuilder cards though. PIF and never late since opening 5 years ago.


@jsucool76 wrote:

It is going to be....

 


"This Capital One account is not currently eligible for a credit line increase upon request. We're 

reviewing our policy for increasing credit limits. While we do this, we won't be able to offer you more credit."


 

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 6 of 21
jsucool76
Super Contributor

Re: Tried a Cap1 CLI.................................................

I'm just happy I got a decent starting limit with them...

 

-brags-  Smiley Very Happy

Message 7 of 21
gettnthere
Established Contributor

Re: Tried a Cap1 CLI.................................................


@jsucool76 wrote:

I'm just happy I got a decent starting limit with them...

 

-brags-  Smiley Very Happy


well dang, just brag about it then....lol j/k. i DID NOT receive such an awesome starting CL. I started with $300 and well over 3years later.....it still remains the same......Smiley Very Happy  ohh and i have been denied at least 47 times for a CLI over the years



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 8 of 21
gettnthere
Established Contributor

Re: Tried a Cap1 CLI.................................................

Dont know why that post went blank Smiley Surprised



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 9 of 21
jsucool76
Super Contributor

Re: Tried a Cap1 CLI.................................................


@gettnthere wrote:

Dont know why that post went blank Smiley Surprised


I was going to quote it and say "I agree" since it was just a blank post but you can't quote a blank post Smiley Tongue

 

I actually got concerned when I first applied because I thought I misread it and it said $300, and it was after I called my mom excited that I got my first card and I was like "well this is going to be embarassing if it is only $300 Smiley Tongue

 

My mom was upset though, her response was "What!?!? they only gave me $500 when I applied for mine!" 

Message 10 of 21
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