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One more Citi question. I have the Diamond card (4000 CL)--had it for 4 months now. I was thinking of applying for the Simplicity card (or possibly the Dividend). Is it possible to get a second card from Citi within this time frame? (FYI my scores are all approx. 680). Thanks for any comments.
Yes. You can apply.
From my experience you can. I have 3 "new" cards from citi in the last 12 months. Plat Select, AA visa Siggy and the Diamond Preferred (for the BT promo). I learned to wait about 4 months in between each app. The first time I app'd for the AA card I was denied because I opened an account less than 60 days before that (about 45) or so that was their excuse anyway.
@jason86423 wrote:From my experience you can. I have 3 "new" cards from citi in the last 12 months. Plat Select, AA visa Siggy and the Diamond Preferred (for the BT promo). I learned to wait about 4 months in between each app. The first time I app'd for the AA card I was denied because I opened an account less than 60 days before that (about 45) or so that was their excuse anyway.
I applied and was approved for two Citi cards the same day (one hard pull), so I don't believe you HAVE to wait an x amount of time.
Go for it only if u need the credit, u may get better offers as you age with citi.