So, my girlfriend is looking for a credit card, something small to start out with, and she's asking for my help. :3
Any suggestions? I'm thinking that the Discover IT Student would be a good choice for her as she's in college, but she doesn't have any loans out in her name. Only a cable bill.
Maybe the Cap1 Secured MasterCard?
Does she have an income?
I agree with the Discover Student or even a Walmart card. Walmart might start her out with a small CL but they are very generous with CLI. Besides, she will get a free TU FICO score every month so she can track her score.
Best deal is topen a secured card with her own money for about $200 at any bank or credit union. After 6 months she will probably get an unsecured with Orchard Bank or a credit union. I prefer a credit union. She needs to join creditkarma.com to see how her credit score is moving.
It's a surprise. Didn't know discover can be a start up. He still needs to creditkarma first to see the whole picture. You never know.