Trying to decide between Citi TY and Discover

[longtimelurker]

What advantages (post promo) do you see in the TYP?   The "normal" (non-5x) version is pretty useless IMO.   It has 2x category for entertainment (and for dining you are already covered by your CSP), the rest is 1x, and it is hard to redeem for cash at a 1:1 ratio. 

[ficoguy75]

Good to know. I really didn't look that close at it, I'm surprised that Citi doesn't step up their rewards to compete with Chase and AMEX. So what would you recomend? 

All by balances are at o except for CSP which is at 28%.

[enharu]

If you are trying to pay off your CSP balance, the slate won't work because it's also issued by chase. Chase won't allow you to BT from their own cards