Trying to get in the 700 club before the end of the year. One of main barriers is no CC. How many cards should I apply for? Which CC company is better? Should I get a secured or unsecured card?
What are your scores now? There is no "better" cc company. Depends on what you are looking for.
If I were just starting, first thing I'd do is open a checking and / or savings account with my local bank. Then, I'd apply to my local credit union.
IMO, a secure card is a last option..
If your EQ score is the range of the other two - apply to a CU.
See if you qualify for NFCU.